Well lets be honest for a start Craig Dalzell is clearly NOT an economist at all.
His pitiful effort is here and as always the financially illiterate hordes on WingsoverScotland are lapping it up http://wingsoverscotland.com/an-empty-quiver/
"An empty Quiver" indeed as all Craig is doing here is firing dud blanks.
Neil Lovats ripping apart of the Paper.
Neil is an Associate of the Chartered Insurance Institute and blogs on financial services.
https://drive.google.com/file/d/0BxdFTu1R3qXdSmZlaGJTOHFoTzQ/view
Neil previously debunked Wings Pension "Facts" in his Wee Blue Book" of Lies
http://chokkablog.blogspot.co.uk/2015/10/wings-wee-blue-book-of-errors-part-ii.html
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